Bella, California State Auto Insurance Requirements

Q: "What is the minimum amount of auto insurance I need in California?"

California state law requires Bodily Injury Liability limits of $15,000 minimum per injured person, and up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum of $5,000 in coverage.

California Coverage: 15/30/5
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $5,000 Limit
*Required limits for California Automobile Assigned Risk Plan policy-holders are $10,000/$20,000/$3,000.

Although 15/30/5 is the minimum requirement for auto insurance in California, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

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