Hawaii Insurance

Hawaii Auto Insurance Information

Hawaii state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Hawaii also requires drivers to carry $10,000 in Personal Injury Protection Coverage (PIP). Hawaii is a No Fault State, meaning your insurance company will pay damages up to a specified amount regardless of fault.

Hawaii Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection (PIP): $20,000/$40,000

Although 20/40/10 is the minimum requirement for auto insurance in Hawaii, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

 

 

	Hawaii Department Of Insurance - Official Site Search Hawaii Insurance Companies & Agents Hawaii Auto Insurance Basics - Consumer Information Guide

Hawaii DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Hawaii DMV - Division of Motor Vehicles - Official DMV website
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DMV Locations
Drivers License Information


Mailing Address/Physical Address
Insurance Division
P.O. Box 3614
Honolulu, Hawaii 96811

Kauai 274-3141
Maui 984-2400
Hawaii 974-4000

Hawaii Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

Hawaii Driver Statistics
Licensed Drivers	856k
Registered Vehicles	948k
Miles Traveled	10m
Population	1.27m
Traffic Fatalities	11 per 100,000

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