Waialua, Hawaii Auto Insurance
If you're not using this site to find competitive auto insurance rates, you're probably paying to much for auto insurance in Waialua, Hawaii. Whether you've had a DUI or DWI and need to file SR-22 or you have a great driving record - you could save over $800 on your yearly auto insurance premium in Waialua, Hawaii.
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Waialua, Hawaii State Auto Insurance Requirements
Q: "What is the minimum amount of auto insurance I need in Hawaii?"
Hawaii state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Hawaii also requires drivers to carry $10,000 in Personal Injury Protection Coverage (PIP). Hawaii is a No Fault State, meaning your insurance company will pay damages up to a specified amount regardless of fault.
Hawaii Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection (PIP): $20,000/$40,000
Although 20/40/10 is the minimum requirement for auto insurance in Hawaii, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.