Iowa Auto Insurance - Compare Iowa Car Insurance Rates Online

Iowa Auto Insurance Information

Iowa state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $15,000 in coverage.

Iowa Coverage: 20/40/15
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $15,000 Limit

Although 20/40/15 is the minimum requirement for auto insurance in Iowa, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

Iowa Department Of Insurance - Official Site
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Iowa DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Iowa DMV - Division of Motor Vehicles - Official DMV website
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Mailing Address/Physical Address
Iowa Insurance Division
330 Maple St.
Des Moines, IA 50319-0065

Statewide: 515-281-5705

Iowa Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

Iowa Driver Statistics
Licensed Drivers	2m
Registered Vehicles	3.3m
Miles Traveled	31m
Population	2.9m
Traffic Fatalities	15.2 per 100,000

View Larger Iowa Auto Insurance Map

Iowa Auto Insurance Questions

Q: Is it legal for an insurance company to receive credit information without my permission?

A: Yes. According to a federal law named the Fair Credit Reporting Act (FCRA), insurance companies have a "permissible purpose" to receive general credit information that does not identify your relationship or experience with a particular creditor without your permission. Insurance companies must also comply with Iowa insurance laws when using credit information.

Cities in Iowa

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