Illinois Insurance

Illinois Auto Insurance Information

Illinois state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $15,000 in coverage. In addition to this coverage, Illinois also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $20,000/$40,000.

Illinois Coverage: 20/40/15
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $15,000 Limit
Uninsured/Underinsured: $20,000/$40,000

Although 20/40/15 is the minimum requirement for auto insurance in Illinois, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

 

 

	Illinois Department Of Insurance - Official Site Search Illinois Insurance Companies & Agents Illinois Auto Insurance Shopping Guide Filing a Claim With Another Persons Insurance Company Illinois Automobile Insurance Plan - Low Income Restrictions

Illinois DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Illinois DMV - Division of Motor Vehicles - Official Cyberdrive DMV website
Vehicle Registration Form - How To Register Your Automobile In Illinois
DMV Locations - Find Local DMV Locations

Mailing Address/Physical Address
Illinois Department Of Insurance - Chicago
James R. Thompson Center
100 W. Randolph St., Suite 9-301
Chicago, IL 60601-3395

Statewide: 312-814-2420

Illinois Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

Illinois Driver Statistics
Licensed Drivers	7.8m
Registered Vehicles	9.4m
Miles Traveled	107.7m
Population	12.7m
Traffic Fatalities	10.7 per 100,000

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