Kansas state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Kansas also requires drivers to carry $4,500 in Personal Injury Protection Coverage (PIP) for medical and $900 in work loss coverage. Kansas is a No Fault State, meaning your insurance company will pay damages up to a specified amount regardless of fault.
Kansas Coverage: 25/50/10
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000
Personal Injury Protection (PIP): $4,500 Medical/$900 Work Loss
Although 25/50/10 is the minimum requirement for auto insurance in Kansas, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.
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Kansas DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Kansas DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In Kansas
DMV Locations - Find Local DMV Locations
Mailing Address/Physical Address
Kansas Insurance Department
420 SW 9th Street
Topeka, KS 66612
Statewide: 785-296-3071
Kansas Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.
| Kansas Driver Statistics | |
|---|---|
| Licensed Drivers | 1.9m |
| Registered Vehicles | 2.3m |
| Miles Traveled | 29.6m |
| Population | 2.7m |
| Traffic Fatalities | 15.6 per 100,000 |