Buffalo Car Insurance | Auto Insurance in Buffalo Kentucky

Buffalo, Kentucky State Auto Insurance Requirements

Kentucky state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this required coverage, Kentucky is a choice No-Fault state. This means you can choose to use the No-Fault system where insurance companies must pay for damages up to a certain amount regardless of fault, or, you can use the standard tort method.

Kentucky Coverage: 25/50/10
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit

Although 25/50/10 is the minimum requirement for auto insurance in Kentucky, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

Kentucky Department Of Insurance - Official Site
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Kentucky DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Kentucky DMV - Division of Motor Vehicles - Official DMV website
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Mailing Address/Physical Address
Department of Insurance
215 W. Main St.
Frankfort, Kentucky 40601

Statewide: (502) 564-3630

Kentucky Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

Kentucky Driver Statistics
Licensed Drivers	2.8m
Registered Vehicles	3.4m
Miles Traveled	47.4m
Population	4.1m
Traffic Fatalities	23.6 per 100,000

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Buffalo, Kentucky State Auto Insurance Requirements

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