Michigan Insurance

Michigan Auto Insurance Information

Michigan state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Michigan, a No Fault State, also requires drivers to carry Personal Injury Protection (PIP) in the amount of a $10,000 limit.

Michigan Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection: Work/Loss

Although 20/40/10 is the minimum requirement for auto insurance in Michigan, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

 

 

	Michigan Department Of Insurance - Official Site

Michigan DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Michigan DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In Michigan
DMV Locations - Find Local DMV Locations

Michigan Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

Michigan Driver Statistics
Licensed Drivers	7.1m
Registered Vehicles	8.2m
Miles Traveled	104m
Population	10.1m
Traffic Fatalities	11.2 per 100,000

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