Allouez, Michigan State Auto Insurance Requirements

Q: "What is the minimum amount of auto insurance I need in Michigan?"

Michigan state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Michigan, a No Fault State, also requires drivers to carry Personal Injury Protection (PIP) in the amount of a $10,000 limit.

Michigan Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection: Work/Loss

Although 20/40/10 is the minimum requirement for auto insurance in Michigan, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

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