Minnesota state law requires Bodily Injury Liability limits of $30,000 minimum per injured person, and up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Minnesota also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000.
Minnesota Coverage: 30/60/10
Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured: $25,000/$50,000
Although 30/60/10 is the minimum requirement for auto insurance in Minnesota, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.
![]() |
|
|---|
Minnesota DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Minnesota DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In Minnesota
DMV Locations - Find Local DMV Locations
Mailing Address/Physical Address
Minnesota Department of Commerce
85 7th Place East, Suite 500
St. Paul, MN 55101
Statewide: 651-296-2488
Minnesota Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.
| Minnesota Driver Statistics | |
|---|---|
| Licensed Drivers | 3m |
| Registered Vehicles | 4.6m |
| Miles Traveled | 56.9m |
| Population | 5.1m |
| Traffic Fatalities | 10.9 per 100,000 |