Bertha, Minnesota State Auto Insurance Requirements

Q: "What is the minimum amount of auto insurance I need in Minnesota?"

Minnesota state law requires Bodily Injury Liability limits of $30,000 minimum per injured person, and up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Minnesota also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000.

Minnesota Coverage: 30/60/10
Bodily Injury Liability: $30,000/$60,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured: $25,000/$50,000

Although 30/60/10 is the minimum requirement for auto insurance in Minnesota, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

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