Missouri state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Missouri also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000.
Missouri Coverage: 25/50/10
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured: $25,000/$50,000
Although 25/50/10 is the minimum requirement for auto insurance in Missouri, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.
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Missouri DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Missouri DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In Missouri
DMV Locations - Find Local DMV Locations
Mailing Address/Physical Address
Missouri Department of Insurance
301 West High Street
Room 530
Jefferson City, MO 65101
Statewide: 573-751-4126
Missouri Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.
| Missouri Driver Statistics | |
|---|---|
| Licensed Drivers | 4.1m |
| Registered Vehicles | 4.5m |
| Miles Traveled | 68.7m |
| Population | 5.8m |
| Traffic Fatalities | 21.7 per 100,000 |