Fort, North Dakota Auto Insurance
If you're not using this site to find competitive auto insurance rates, you're probably paying to much for auto insurance in Fort, North Dakota. Whether you've had a DUI or DWI and need to file SR-22 or you have a great driving record - you could save over $800 on your yearly auto insurance premium in Fort, North Dakota.
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Fort, North Dakota State Auto Insurance Requirements
Q: "What is the minimum amount of auto insurance I need in North Dakota?"
North Dakota state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $25,000 in coverage. In addition to this coverage, North Dakota also requires drivers to carry $30,000 in Personal Injury Protection Coverage (PIP) and Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000. North Dakota is a No Fault State, meaning your insurance company will pay damages up to a specified amount regardless of fault.
North Dakota Coverage: 25/50/25
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Personal Injury Protection (PIP): $30,000
Uninsured/Underinsured: $25,000/$50,000
Although 25/50/25 is the minimum requirement for auto insurance in North Dakota, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.