Asbury Park Car Insurance | Auto Insurance in Asbury Park New Jersey

Asbury Park, New Jersey State Auto Insurance Requirements

New Jersey state law requires Bodily Injury Liability limits of $15,000 minimum per injured person, and up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum of $5,000 in coverage. In addition to this required coverage, New Jersey, a choice No-Fault state, requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000. Choice No-Fault means you can choose to use the No-Fault system where insurance companies must pay for damages up to a certain amount regardless of fault, or, you can use the standard tort method.

New Jersey Coverage: 15/30/5

Basic Policy
Property Damage Liability: $5,000 Limit
Personal Injury Protection: $15,000 Limit

Standard Policy
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $5,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $15,000/$30,000 Limit
Uninsured Motorist Property Damage: $5,000 Limit
Personal Injury Protection: $15,000 Limit
*Both Basic and Standard Policies include $250,000 PIP limit for permanent or significant injury.

Although 15/30/5 is the minimum requirement for auto insurance in New Jersey, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

New Jersey Department Of Insurance - Official Site
Search New Jersey Insurance Companies & Agents
New Jersey Insurance Scoring
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Special Auto Insurance Plan - Low Income

New Jersey DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
New Jersey DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In New Jersey
DMV Locations - Find Local DMV Locations
Request New Jersey Driving History - (Motor Vehicle Report)
Pay New Jersey Parking and Traffic Tickets Online

Mailing Address/Physical Address
NJ Department of Banking and Insurance
20 West State Street PO Box 325
Trenton, NJ 08625

Statewide: 609-292-7272

New Jersey Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

New Jersey Driver Statistics
Licensed Drivers	5.8m
Registered Vehicles	6.2m
Miles Traveled	73.8m
Population	8.7m
Traffic Fatalities	8.6 per 100,000

View Larger New Jersey Auto Insurance Map

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Asbury Park, New Jersey State Auto Insurance Requirements

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