Nevada Auto Insurance Information

Q: "What is the minimum amount of auto insurance I need in Nevada?"

Nevada state law requires Bodily Injury Liability limits of $15,000 minimum per injured person, and up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage.

Nevada Coverage: 15/30/10
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $10,000 Limit

Although 15/30/10 is the minimum requirement for auto insurance in Nevada, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

Q:Who has the best auto insurance rates in Nevada?

A: Auto insurance premiums vary based on a number of factors, so determining who has the best rates can really only be done by you! Even if your friend says "Progressive is the best!" or "State Farm has the lowest rates!", the same may not be true for you. You might find that Progressive and State Farm have similar rates, but a company like Nationwide or Safeco might be lower. This is why we advise all consumers to look at buying auto insurance like they would a car and shop around for the best rates.