New York Insurance

New York Auto Insurance Information

New York state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, New York also requires drivers to carry $50,000 in Personal Injury Protection Coverage (PIP) and Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000. New York is a No Fault State, meaning your insurance company will pay damages up to a specified amount regardless of fault.

New York Coverage: 25/50/10
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection (PIP): $50,000
Uninsured/Underinsured: $20,000/$40,000

Although 25/50/10 is the minimum requirement for auto insurance in New York, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

 

 

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New York DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
New York DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In New York
New York State DMV Locations - Find Local DMV Locations
New York DMV Forms

Mailing Address/Physical Address
New York Department of Insurance
New York City
25 Beaver Street
New York, NY 10004

New York City: 212-480-6400
Albany: 518-474-6600
Buffalo: 716-847-7618
Long Island: 516-248-5886
Syracuse: 315-423-1102

New York Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

New York Driver Statistics
Licensed Drivers	11m
Registered Vehicles	11.8m
Miles Traveled	137.5m
Population	19.2m
Traffic Fatalities	7.4 per 100,000

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