Ohio state law requires Bodily Injury Liability limits of $12,500 minimum per injured person, and up to a total of $25,000 per accident, and Property Damage Liability coverage with a minimum of $7,500 in coverage.
Ohio Coverage: 12.5/25/7.5
Bodily Injury Liability: $12,500/$25,000 Limit
Property Damage Liability: 7,500 Limit
Although 12.5/25/7.5 is the minimum requirement for auto insurance in Ohio, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.
![]() |
|
|---|
Ohio DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Ohio DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In Ohio
DMV Locations - Find Local DMV Locations
Mailing Address/Physical Address
The Ohio Department of Insurance
50 W. Town Street
Third Floor - Suite 300
Columbus, Ohio 43215
Statewide: (614) 644-2658
Ohio Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.
| Ohio Driver Statistics | |
|---|---|
| Licensed Drivers | 7.7m |
| Registered Vehicles | 10.6m |
| Miles Traveled | 110.4m |
| Population | 11.4m |
| Traffic Fatalities | 11.5 per 100,000 |