Oregon Insurance

Oregon Auto Insurance Information

Oregon state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Oregon also requires drivers to carry $15,000 in Personal Injury Protection Coverage (PIP) and Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000.

Oregon Coverage: 25/50/10
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection (PIP): $15,000
Uninsured/Underinsured: $25,000/$50,000

Although 25/50/25 is the minimum requirement for auto insurance in Oregon, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

 

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Mailing Address/Physical Address
Oregon Insurance Division
PO Box 14480
Salem, OR 97309-0405

Statewide: 503-947-7980

Oregon Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

Oregon Driver Statistics
Licensed Drivers	2.6m
Registered Vehicles	2.89m
Miles Traveled	35.2m
Population	3.6m
Traffic Fatalities	13.4 per 100,000

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