Rhode Island Insurance

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Rhode Island Auto Insurance Information

Rhode Island state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $25,000 in coverage. In addition to this coverage, Rhode Island also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000.

Rhode Island Coverage: 25/50/25
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured: $25,000/$50,000

Although 25/50/25 is the minimum requirement for auto insurance in Rhode Island, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

 
 
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Rhode Island DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Rhode Island DMV - Division of Motor Vehicles - Official DMV website
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Rhode Island Department Of Transportation Mailing Address Mailing Address/Physical Address
California Department of Insurance
Consumer Services Division
300 South Spring Street, South Tower
Los Angeles, CA 90013

Rhode Island DMV Phone Number Statewide: 800-927-HELP

Rhode Island Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

Rhode Island Driver Statistics
Licensed Drivers 746k
Registered Vehicles 812k
Miles Traveled 8.3m
Population 1m
Traffic Fatalities8.1 per 100,000

Rhode Island Auto Insurance Questions

Q: I've been living in Rhode Island for 2 months now. I don't plan on staying longer than another month or so. Do I need to get auto insurance in the state I'm residing in (even though it's temporary) or can I just use my current auto insurance from another state?

A: The law in most states require you to get a drivers license and register your vehicle after 30 to 60 days (once you're considered a resident), which would mean you'd also need to be currently insured for the location in which you garage your vehicle. Check with the Rhode Island department of insurance. You can find a complete list of state insurance departments here.

Cities in Rhode Island

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