Rhode Island state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $25,000 in coverage. In addition to this coverage, Rhode Island also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000.
Rhode Island Coverage: 25/50/25
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured: $25,000/$50,000
Although 25/50/25 is the minimum requirement for auto insurance in Rhode Island, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.
Rhode Island DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Rhode Island DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In Rhode Island
DMV Locations - Find Local DMV Locations
Automobile Accident Report
Mailing Address/Physical Address
California Department of Insurance
Consumer Services Division
300 South Spring Street, South Tower
Los Angeles, CA 90013
Statewide: 800-927-HELP
Rhode Island Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.
| Rhode Island Driver Statistics
|
| Licensed Drivers
| 746k
|
| Registered Vehicles
| 812k
|
| Miles Traveled
| 8.3m
|
| Population
| 1m
|
| Traffic Fatalities | 8.1 per 100,000
|
Rhode Island Auto Insurance Questions
Q: I've been living in Rhode Island for 2 months now. I don't plan on staying longer than another month or so. Do I need to get auto insurance in the state I'm residing in (even though it's temporary) or can I just use my current auto insurance from another state?
A: The law in most states require you to get a drivers license and register your vehicle after 30 to 60 days (once you're considered a resident), which would mean you'd also need to be currently insured for the location in which you garage your vehicle. Check with the Rhode Island department of insurance. You can find a complete list of
state insurance departments here.
Cities in Rhode Island
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