South Carolina Insurance

South Carolina Auto Insurance Information

South Carolina state law requires Bodily Injury Liability limits of $25,000 minimum per injured person, and up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum of $25,000 in coverage. In addition to this coverage, South Carolina also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $25,000/$50,000.

South Carolina Coverage: 25/50/25
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured: $25,000/$50,000
Uninsured Motorist Property Damage: $25,000 Limit

Although 25/50/25 is the minimum requirement for auto insurance in South Carolina, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

 

 

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Mailing Address/Physical Address
South Carolina Department of Insurance
1201 Main Street, Suite 1000
Columbia, SC 29201

Statewide: 803-737-6160

South Carolina Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

South Carolina Driver Statistics
Licensed Drivers	2.9m
Registered Vehicles	3.3m
Miles Traveled	49.4m
Population	4.2m
Traffic Fatalities	25.7 per 100,000

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