Texas state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $15,000 in coverage.
Texas Coverage: 20/40/15
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $15,000 Limit
Although 20/40/15 is the minimum requirement for auto insurance in Texas, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.
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Texas DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
Texas DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In Texas
DMV Locations - Find Local DMV Locations
Moving To Texas? - Relocation and Residency Rules
Military Drives License Renewal - Out Of State
Motor Vehicle Records
Mailing Address/Physical Address
Texas Department of Insurance
P.O. Box 149104
Austin, TX 78714-9104
Statewide: (512) 463-6169
Texas Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.
| Texas Driver Statistics | |
|---|---|
| Licensed Drivers | 14.6m |
| Registered Vehicles | 17.4m |
| Miles Traveled | 235.1m |
| Population | 22.8m |
| Traffic Fatalities | 15.3 per 100,000 |