West Virginia Insurance

West Virginia Auto Insurance Information

West Virginia state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, West Virginia also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $20,000/$40,000, and Uninsured Property Damage at $10,000 Limit.

West Virginia Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Bodily Injury Liability: $20,000/$40,000
Uninsured Motorist Property Damage: $10,000 Limit

Although 20/40/10 is the minimum requirement for auto insurance in West Virginia, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

 

 

	West Virginia Department Of Insurance - Official Site Search West Virginia Insurance Companies & Agents

West Virginia DMV - Contact Info, DMV Locations, Office Hours and Phone Numbers
West Virginia DMV - Division of Motor Vehicles - Official DMV website
Vehicle Registration Form - How To Register Your Automobile In West Virginia

West Virginia Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

West Virginia Driver Statistics
Licensed Drivers	1.38m
Registered Vehicles	1.35m
Miles Traveled	20.5m
Population	1.81m
Traffic Fatalities	20.6 per 100,000

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