Bramwell, West Virginia State Auto Insurance Requirements

Q: "What is the minimum amount of auto insurance I need in West Virginia?"

West Virginia state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, West Virginia also requires drivers to carry Uninsured and Underinsured Motorist (UM) Bodily Injury Liability coverage of $20,000/$40,000, and Uninsured Property Damage at $10,000 Limit.

West Virginia Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Bodily Injury Liability: $20,000/$40,000
Uninsured Motorist Property Damage: $10,000 Limit

Although 20/40/10 is the minimum requirement for auto insurance in West Virginia, that may not be enough coverage to properly take care of damge, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

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