State Minimum Liability Auto Insurance - Coverage Minimums For Each State.

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State Auto Insurance Liability Minimums:

 


Minimum Insurance Premium Requirements by state.
11/22/33 - UNINSURED-yes/no - NO-FAULT-yes/no - Personal Injury Protection-yes/no

11 = maximum bodily injury coverage of one person in an auto accident.
22 = maximum bodily injury coverage for all persons in an auto accident.
33 = maximum property damage coverage in an accident. Amounts are listed in thousands of dollars.
UNINSURED = uninsured motorist coverage required.
NO-FAULT = no-fault state.
Personal Injury Protection = personal injury protection policy required.

Please note:
New Hampshire, South Carolina, Virginia, and Wisconsin do not require liability insurance but they have other financial requirements for motorists that do not carry insurance.

Alabama (AL) - 20/40/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Alaska (AK) - 50/100/25 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Arizona (AZ) - 15/30/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Arkansas (AR) - 25/50/25 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

California (CA) - 15/30/5 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Colorado (CO) - 25/50/15 - UNINSURED: no - NO-FAULT: yes - Personal Injury Protection: yes

Connecticut (CT) - 20/40/10 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Delaware (DE) - 15/30/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: yes

Florida (FL) - 10/20/10 - UNINSURED: no - NO-FAULT: yes - Personal Injury Protection: yes

Georgia (GA) - 25/50/25 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Hawaii (HI) - 20/40/10 - UNINSURED: no - NO-FAULT: yes - Personal Injury Protection: yes

Idaho (ID) - 25/50/15 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Illinois (IL) - 20/40/15 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Indiana (IN) - 25/50/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Iowa (IA) - 20/40/15 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Kansas (KS) - 25/50/10 - UNINSURED: yes - NO-FAULT: yes - Personal Injury Protection: yes

Kentucky (KY) - 25/50/10 - UNINSURED: no - NO-FAULT: yes - Personal Injury Protection: yes

Louisiana (LA) - 10/20/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Maine (ME) - 50/100/25 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Maryland (MD) - 20/40/15 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: yes

Massachusetts (MA) - 20/40/5 - UNINSURED: yes - NO-FAULT: yes - Personal Injury Protection: yes

Michigan (MI) - 20/40/10 - UNINSURED: no - NO-FAULT: yes - Personal Injury Protection: yes

Minnesota (MN) - 30/60/10 - UNINSURED: yes - NO-FAULT: yes - Personal Injury Protection: yes

Mississippi (MS) - 25/50/25 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Missouri (MO) - 25/50/10 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Montana (MT) - 25/50/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Nebraska (NE) - 25/50/25 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Nevada (NV) - 15/30/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

New Hampshire (NH) - 25/50/25 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

New Jersey (NJ) - 15/30/5 - UNINSURED: yes - NO-FAULT: yes - Personal Injury Protection: yes

New Mexico (NM) - 25/50/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

New York (NY) - 25/50/10 - UNINSURED: yes - NO-FAULT: yes - Personal Injury Protection: yes

North Carolina (NC) - 30/60/25 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

North Dakota (ND) - 25/50/25 - UNINSURED: yes - NO-FAULT: yes - Personal Injury Protection: yes

Ohio (OH) - 12.5/25/7.5 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Oklahoma (OK) - 25/50/25 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Oregon (OR) - 25/50/10 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: yes

Pennsylvania (PA) - 15/30/5 - UNINSURED: no - NO-FAULT: yes - Personal Injury Protection: no

Rhode Island (RI) - 25/50/25 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

South Carolina (SC) - 25/50/25 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

South Dakota (SD) - 25/50/25 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Tennessee (TN) - 25/50/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Texas (TX) - 20/40/15 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Utah (UT) - 25/50/15 - UNINSURED: no - NO-FAULT: yes - Personal Injury Protection: yes

Vermont (VT) - 25/50/10 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Virginia (VA) - 25/50/20 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Washington (WA) - 25/50/10 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no

Washington D.C. (25/50/10 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

West Virginia (WA) - 20/40/10 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Wisconsin (WI) - 25/50/10 - UNINSURED: yes - NO-FAULT: no - Personal Injury Protection: no

Wyoming (WY) - 25/50/20 - UNINSURED: no - NO-FAULT: no - Personal Injury Protection: no